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Whether you are looking for a short-term loan, a small business loan to get off the ground or a loan on bad credit, you will find some good options at the sites below.

It’s never been easier to get a peer to peer loan, even on bad credit.

I’ve updated the post with new peer to peer lending sites and new ways to get a peer loan.

I’ve also provided a quick classification at the end of the post to help you find the best peer lending site for personal loans, business, student loans, bad credit loans and other uses.

Below is a list of 22 peer to peer lending and online loans sites that offer personal loans, bad credit loans, business loans and debt consolidation loans.

Are you locked out of bank loans because of bad credit?

Are the only loans you can get at interest rates so high you can’t afford the payments?Yep, I was there about five years ago after destroying my credit score. But I learned how to use peer to peer lending to get out from the payday loan nightmare and boost my credit score.I’ve now got a score of almost 800 FICO and can get any loan I want at those ‘advertised’ interest rates.Peer to peer loans on bad credit can get expensive if you don’t budget your money and find yourself defaulting on the debt.I’ve used four p2p lending sites in the past, two for bad credit loans and two for improving my credit.The loan application process works about the same on all but there are some unique features on a few that you don’t want to miss.

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